Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Refinancing Your Current Mortgage Rate...

  • An FHA ,VA, or USDA Loan...

  • Whatever your home financing needs. We can help. Get Started. Apply Online Today...

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Welcome To Capital City Financial Corporation   NMLS ID 2934

Your First Rate Mortgage Company

Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners and attorneys have always delivered the majority of the Company's customers.



 

Purchase

We broker Conventional, Jumbo, FHA, VA, USDA Rural Housing as well as First Time Home Buyer Loan Programs.  Please feel free to call and schedule a complimentary consultation to determine which loan program is right for you.

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Refinance

We can assist you with determining what type of refinance works for you.  The refinancing possibilities may include:  lowering your mortgage interest rate, lowering your mortgage payment, shortening your mortgage term, cashing out the equity in your home for home improvements or providing funds for educational needs or consolidating other debt. 

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Latest News

MBS RECAP: Small Ray of Hope Amid Scary Sell-Off

Posted To: MBS Commentary

Today's sell-off brought 10yr yields to their highest levels since the middle of 2014 (when they were on their way down following the taper tantrum. With this, bonds have weakened substantially for each of the past 3 weeks. That's where the small ray of hope comes in. Because the past 3 weeks of pain in bond markets are NOT acting as a correction to an overly-big rally, and because they're not occurring amid a large-scale adjustment of risk (like the taper tantrum or the presidential election) they're an incredibly rare sight. In fact, apart from those aforementioned conditions, we really don't see more than 3 weeks of this much weakness strung together (once or twice every few years). Although today's afternoon weakness did little to change the overall damage this week...(read more)

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Testimonials


What People Are Saying

"As first-time homebuyers, Capital City Financial Corp. was extremely informative throughout the purchasing process and presented mortgage options that specifically had our financial needs in mind. Not only were they a great team of professionals to work with but Capital City Financial Corp. really made our experience purchasing our first home fun, fast and smart."

Scott & Tina Snyder
First-time homebuyers - Lincoln, R.I.

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Licensed Loan Broker in the following states: Rhode Island (20021417LB), Massachusetts (MB2934) and Connecticut (11825 & 11826), NMLS ID 2934

We arrange but do not make loans