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Today's Rates

Last update: September 3, 2010 01:33 PM EST

Conforming Loan Programs

  • Conforming rates for loans to 417,000
  • Credit Score above or equal to 740
  • Single Family, Owner Occupied
  • Purchase or Rate and Term Refinances
Program Rates Points APR
30 yr fixed conforming
3.875 1.990 4.092
4.125 0.990 4.259
4.375 0.000 4.426
20 yr fixed conforming
3.750 2.000 4.052
3.875 1.000 4.061
4.125 0.000 4.195
15 yr fixed conforming
3.250 1.990 3.632
3.500 0.990 3.734
3.750 0.000 3.839
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Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 3.875 2.000 4.203
4.125 1.000 4.370
4.250 0.000 4.410
15 yr fixed FHA 3.750 2.000 4.335
4.000 1.000 4.434
4.500 0.000 4.785
30 yr fixed VA 4.000 2.000 4.347
4.125 1.000 4.386
4.250 0.000 4.426
15 yr fixed VA 3.750 2.000 4.363
4.000 1.000 4.462
4.500 0.000 4.813
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.