Paperwork Needed
To apply for a mortgage, you will have to provide the lender with detailed documentation of your financial history. Please be prepared to provide the following information:
- One Months Current Consecutive Pay Stubs
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- Two Years W-2's as well as Form 1099 for Pension Income and Social Security Income (if applicable)
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- Two Years Federal Tax Returns (all pages) as well as Federal Corporate or Partnership Tax Returns (all pages if applicable)
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- Two Months Current Checking and Savings Accounts Statements (all pages, no internet print outs please)
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- Two Months Statements of any other assets such as Brokerage Accounts, Money Markets and Retirement Accounts (all pages)
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- Copies of Divorce Decree, Child Support Agreement or Bankruptcy Documents (all pages)
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- Copies of Mortgage Statements for all Properties owned, will also need copies of Tax Bills and Insurance Binders if you do not escrow them
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- Copies of your Drivers License, we may need your Social Security Card or Permanent Resident Alien Card
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- Purchase and Sales Agreement including all addendums for the Purchase of your New Home
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- All Inspection Reports as requested in your Purchase and Sales Agreement (i.e. Well Test, Septic Test, Pest Inspection)
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- Condo Homeowner's Association Contact Information (if property is a condo or part of a homeowner's association)
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- Please Note, the Lender Reserves the Right to Request Additional Supporting Documentation if Deemed Necessary
