Our Rates

 

Conforming Loan Programs
 

- Conforming rates for loans to 453,100

- Credit Score above or equal to 740

- Single Family, Owner Occupied Primary Residence

- Purchase or Rate and Term Refinances

- Rates Listed Below Are For New Loan Submissions Only

- We arrange loans but do not make loans

Rates as of : October 19, 2018
 

Program Rates Points APR
30 Year Fixed Conforming 4.375 2.00 4.619
30 Year Fixed conforming 4.625 1.00 4.747
30 Year Fixed Conforming 4.75 0.00 4.93
20 Year Fixed Conforming 4.25 2.00 4.49
20 Year Fixed Conforming 4.375 1.00 4.51
20 Year Fixed Conforming 4.625 0.00 4.71
15 Year Fixed Conforming 3.75 2.00 3.99
15 Year fixed Conforming 3.99 1.00 4.17
15 year Fixed Conforming 4.25 0.00 4.33




 

Government Loan Programs
 
 

Program Rates Points APR
30 Year Fixed FHA 4.25 2.00  5.75
30 Year Fixed FHA 4.5 1.00 5.825
30 Year Fixed FHA 4.75 0.00 5.95
15 Year Fixed FHA 3.75 2.00 5.25
15 Year Fixed FHA 4.0 1.00 5.375
15 Year Fixed FHA 4.375 0.00 5.625
30 Year Fixed VA 4.25 2.00  5.75
 30 Year Fixed VA 4.5 1.00 5825
30 Year Fixed VA 4.75 0.00 5.95
15 Year Fixed VA 3.75 2.00 5.25
15 Year Fixed VA 4.0 1.00 5.375
15 Year Fixed VA 4.375 0.00 5.625

APR's (Annual Percentage Rate) are calculated based on a Conforming loan amount of $240,000. Points, fees and rates may vary for different loan amounts.  Please note that interest rates and/or points are subject to change without notice due to market volatility.



 

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Need More information

Call Us: (800) 254-3262
(401) 432-9903
Fax Us: (401) 432-9908
Email Us: info@capcityfinancial.com
2740 Pawtucket Avenue
East Providence RI, 02914

 

Licensed Loan Broker in the following states: Rhode Island (20021417LB), Massachusetts (MB2934) and Connecticut (11825 & 11826), NMLS ID 2934

We arrange but do not make loans