Our Rates

 

Conforming Loan Programs
 

- Conforming rates for loans to 484,350

- Credit Score above or equal to 740

- Single Family, Owner Occupied Primary Residence

- Purchase or Rate and Term Refinances

- Rates Listed Below Are For New Loan Submissions Only

- We arrange loans but do not make loans

Rates as of : December 28, 2018
 

Program	Rates	Points	APR
30 Year Fixed Conforming	4.125	2.00	4.369
30 Year Fixed conforming	4.375	1.00	4.499
30 Year Fixed Conforming	4.625	0.00	4.719
20 Year Fixed Conforming	4.0	2.00	4.249
20 Year Fixed Conforming	4.25	1.00	4.379
20 Year Fixed Conforming	4.375	0.00	4.469
15 Year Fixed Conforming	3.5	2.00	3.819
15 Year fixed Conforming	3.75	1.00	3.939
15 year Fixed Conforming	4.125	0.00	4.249

 

Government Loan Programs
 
 

Program	Rates	Points	APR
30 Year Fixed FHA	3.75	2.0	5.55
30 Year Fixed FHA	3.875	1.00	5.75
30 Year Fixed FHA	4.00	0.00	5.95
15 Year Fixed FHA	3.375	2.00	5.25
15 Year Fixed FHA	3.75	1.00	5.375
15 Year Fixed FHA	4.0	0.00	5.625
30 Year Fixed VA	3.75	2.00	5.5
30 Year Fixed VA	3.875	1.00	5.75
30 Year Fixed VA	4.0	0.00	5.95
15 Year Fixed VA	3.375	2.00	5.25
15 Year Fixed VA	3.875	1.00	5.375
15 Year Fixed VA	4.0	0.00	5.625

APR's (Annual Percentage Rate) are calculated based on a Conforming loan amount of $240,000. Points, fees and rates may vary for different loan amounts.  Please note that interest rates and/or points are subject to change without notice due to market volatility.